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survival & ADULTING

Growing up is losing some illusions, in order to acquire others.
— Virginia Woolf

ADULTING

Let’s be real. Being an adult is hard. This section is devoted to hopefully making your life less hard through sharing resources I've acquired.


610
HOME OWNING


620
HOW THE ECONOMY WORKS

The flow of the circular economy.

circulareconomy

How the Economic Machine Works [YouTube, 30 Minutes] 

  • This video explains the economy in a nutshell in 30 minutes.

  • Economics always seem like something “you should know more about”

  • But there’s only so much time in a day to learn, and only so many things you care about… for most, it’s not economics.

  • This is a great animated short that basically explains the way money, debt, credit, the stock market, housing crashes occur using simple digestible language


630
FINANCES

631 - SALARY BASICS

  • Khan Academy on Investment Vehicles [investments]
    Awesome videos and broken down content on what ETFs, Mutual Funds, IRAs, 401ks etc. If you fear messing up financial responsibility, this should give you the basics.

  • Finance 101 for Recent College Grads [investments]
    Carey Nachenberg is a UCLA CS professor, he wrote this introductory guide to landing your first tech job, and knowing what to do with that first $100,000 out of college.

632 - BUDGETING

  • Here’s much money you should save at every age [CNBC] [saving methods]

    • By age 30, save as much as you make

    • Increase that multiple by 1 at every 5 year increment

    • 2x your salary by 35, 3x by 40, 4x by 45 etc.

    • You should have roughly 8-10x your salary by the time you’re 67 as a robust retirement plan

      This method works well whether you’re making 50k or 200k because even though you make more, odds are your expenses also go up, so it guides by ratio not an arbitrary ‘above the water’ number

  • Budgeting with 50/30/20 [mint.com] [saving methods]

  • 50/30/20 is a simple ration concept to help you save

  • 50% of your salary towards basics, 30% towards living expenses, 20% saved

  • Though if you work a tech job, you can easily do better than that so this should be a bare minimum – or try apply this to your take-home income (not your pretax total annual comp)

  • Aggregated Best Tips for Budgeting [NY Times] (submissions by people)

633 - CONTROL SPENDING

634 - STOCKS


640
NEWS EXPLAINED


650
LIFE HACKS

651 - LIFE HACKS


652 - EMAIL PRO TIPS

Filter out all marketing emails by filtering for term “unsubscribe”
Create a rule to separate those. Now you don’t need to use Gmail’s categories or sorting methods to take control of your inbox!


653 - WIFI ON PLANES

How to get free Wifi on your Laptop on Airplanes.

[T-Mobile users only] Ok, so you’re on T-Mobile and they give you an hour of complimentary mobile WiFi while you’re in the air. Congrats. But you’d really like to send something from your computer or laptop? Now what? Pay for Go-Go internet?? That’s extortionate. Here’s a simple life hack:

  1. Launch Chrome on your laptop

  2. Right-click anywhere and select “Inspect” (or enter developer tools)

  3. Click on the “toggle device” icon (you’ve just changed your browser tab to render as a mobile device)

  4. Now navigate to Gogo Internet in this mobile view

    • BAM! Now you’ve tricked your computer to connect as a mobile device… when you open a new tab you can browse normally, and your laptop is otherwise connected to free WiFi – you can now use all your connection-required apps/programs/services as needed in the air.

    • Sign in, enter your T-Mobile info, do the “I’m not a robot” dance

What you’ve effectively done is simulate logging in to Gogo Internet as a mobile device (but actually done so from your laptop). Once you close that tab, you can browse normally in web view. You've now at least got a free hour in the air!


660
RANDOM


Where to next?